@techreport{greenwald2026winners,
  title        = {Winners and Losers When Interest Rates Change},
  author       = {Greenwald, Daniel and Leombroni, Matteo and Lustig, Hanno N. and {Van Nieuwerburgh}, Stijn},
  year         = {2026},
  institution  = {SSRN},
  url          = {https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6240378}
}