It is not every day that one is asked a question that is so critical to the sustenance and well-being of such a material percentage of the developed world. Over the last century, it can be said that western society has evolved to incorporate the notion of a pension as an ideal. Just this past summer it was not inconceivable that Greece would leave the European Union. Why? At least partially because its politicians and society were extraordinarily averse to the prospect of Troika (the IMF, World Bank and European Central Bank) mandated pension cuts that were desired for it to receive funding to refinance its then imminently maturing debt.